Wisconsin workers required to use a company vehicle on the job may be more prone to suffering a severe accident than other employees, just by virtue of being on the roads. Recent studies show car accidents suffered on the job can detrimentally affect the workplace and result in severe workers' compensation injuries. Some of the major factors linked to motor vehicle accidents that result in filing for a workers' compensation claim are distraction, impairment and speeding.
Interestingly enough, the number of these types of accidents decline when an area is in a recession. Fewer accidents involving trucks are said to occur during an economic downturn. Moreover, the risk of a serious traffic accident is dependent upon the type of vehicle. There is a higher risk for nonfatal injuries in a passenger vehicle accident than there is in a truck crash.
Traffic accidents involving employees on the job are also reported to end in multiple workers' compensation claims. Further, these accidents also tend to be more severe than other workplace accidents. One of the most common injuries seen in work accidents involving vehicles include neck injuries, but any injuries sustained in a crash typically result in a longer recovery period and a higher likelihood of legal complications.
When a Wisconsin resident is injured in a traffic accident while on the job, they are typically eligible to claim workers' compensation benefits. Injuries from motor vehicle accidents can cause anything from minor to permanently disabling injuries, making it even more important one receives the benefits they are entitled to under state law. For many, it may be helpful to know that help is available to file the proper paperwork and process a timely claim to ensure that the maximum benefits are achieved.
Source: Insurance Journal, "Traffic Accidents Lead Cause of High-Severity Workers' Comp Injuries: Study," Dec. 18, 2012