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What if you want to return to work after receiving SSDI benefits?

If you have never applied for Social Security disability benefits, you probably don't know how benefit amounts are calculated. One might think that a person living with a severe disability would receive a higher monthly payment than a person whose disability isn't so severe, but that isn't necessarily the case.

Wisconsin residents should know that the amount of SSDI payments is based on the amount of income the applicant received prior to the disabling injury or illness. People who receive monthly SSDI payments are entitled to them because they worked and money was taken out of their paychecks. People whose work history doesn't qualify them for SSDI payments may be eligible for Supplemental Security Income.

It is also important to remember that the Social Security Administration tries to provide incentives for people living with disabilities to return to work. That means, if you are receiving disability payments, you shouldn't have to be worried about losing those benefits if you try to work again.

The vast majority of SSDI recipients wish they could work, but unfortunately, many people have suffered injuries or illnesses that make working impossible.

The Social Security Administration may continue to offer disability benefits to people on a trial basis while they try to work again. You may also be able to keep your medical benefits even if your other benefits end when you try to work.

In any case, people living with disabilities need to be aware of their options. Most SSDI applicants are not approved by the SSA for monthly payments, but having an attorney on your side may improve your chances of receiving the benefits you need.

Source: staugustine.com, "Social Security Q&A: Aug. 23, 2013," Aug. 23, 2013

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