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Use electronic deposits for Supplemental Security Income

If you live in Wisconsin and depend upon the Social Security Administration's Supplemental Income, you may wait for the postal worker to drop off your check each month. For some, having a physical check provides a sense of security or peace of mind. However, Wisconsin is no stranger to floods, tornados and blizzards.

Social Security Administration authorities recently pointed out the many advantages of having electronic deposits of Supplemental Security Income payments. Electronic payments not only make sense, as of March 31, 2013, it is the law.

There are a number of reasons to switch over to electronic payments.

  • Reliability: When weather is a problem, or if you're out of town, your check is deposited according to schedule.
  • Free checking: Electronic deposits are easier for banks, so many will offer free checking if you choose electronic Social Security deposits.
  • Save time: There's no need to get in the car, or find a driver, to go deposit a check.
  • Save money: It isn't much, but you can save on envelopes and postage.
  • Peace of mind: You don't need to worry about losing a check or having it stolen from your mailbox.

Supplemental Security Income is for those with disabilities, including blindness, who have not paid in to the Social Security Administration through payroll deductions.

The benefit is there for those who need it. With an automatic deposit, it is also there on time - every time. Your banker or legal professional can help you set up the automatic deposit or you can do it yourself on the Social Security direct deposit website.

Source:, "Ken Hess column: Now's the time for electronic Social Security payments," Ken Hess, June 8, 2012

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