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Report suggests changes to keep SSDI afloat

As the political atmosphere heats up in Wisconsin and elsewhere, so-called entitlement programs are making the headlines. One of our social safety nets is Social Security Disability Insurance, SSDI. The SSDI benefits that people take advantage of help them pay for basic necessities such as food and shelter.

A recent report was issued that details the potential financial future of SSD benefits and makes suggestions that would help keep the Social Security Administration fiscally solvent. The report was conducted by Our Generation, a non-profit advocacy group in Washington, D.C.

First, here are some of the projections based on the current usage and funding:

  • 5.9 percent of working age Americans are currently receiving some form of disability benefit.
  • 8.7 million people are on the disability rolls.
  • The numbers are expected to go up as our population ages.

The suggestions made by the Our Generation group should save $50 billion annually, based on their projections for 2030 and beyond. Their suggestions are:

  • Tighten eligibility requirements and conduct reviews of existing beneficiaries
  • Make greater use of administrative law judges to make SSDI decisions
  • Require employers to carry private short term disability insurance until SSDI kicks in

The group also recommends adding an "experience rating" which would reward employers who keep individuals with disabilities on the job in some capacity.

Our Wisconsin readers should keep in mind that these are ideas at this point, and are not policy. For the most up-to-date policy information, it is a good idea to work with a rusted SSDI legal professional.

Source: Yahoo!, "Our Generation Releases Report On Reforming Social Security Disability Insurance," Aug. 8, 2012

At our La Crosse law firm we represent individuals who wish to obtain Social Security Disability benefits for illnesses, accident injuries or mental conditions.

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