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Serving Injured And Disabled Clients In Minnesota and Wisconsin

Who do you know who needs SSDI benefits?

People who receive Social Security Disability benefits are the neighbors of those who do not. Beneficiaries are wives, husbands, sisters, brothers and other family members who are unable to work because their disability is severe. We've used this blog previously to try to dispel some of the misleading and frankly malicious stigmas some people try to attach to receiving SSDI benefits. People who know and have represented SSDI beneficiaries rightly bristle at the idea that those payments aren't the main reason that many decent, deserving people aren't living in deep poverty.

Wisconsin residents who receive SSDI benefits have paid into the system. Taxes were taken out of the beneficiary's paychecks while he or she was working. This insurance program is successful in that it keeps people out of homelessness and provides some level of financial security. Too often, a person will continue to work even after a bad injury, and the condition worsens. Work has been an integral part of that person's life, but now an injury has made working impossible.

The truth is that disability benefits only come to about $13,000 a year for an individual, depending on the particular case. That amount is just slightly above the federal poverty line, but those benefits are vital to the relative well-being of people with serious injuries or mental impairments.

More than 60 percent of applicants are denied SSDI benefits because the criteria for eligible disabilities are strict, and the filing process can be complicated. When a person's application is initially denied, that doesn't mean that he or she isn't in dire need of the benefits. It's possible to appeal a denial, and that is what many beneficiaries have done to get those much needed payments.

Source: cleveland.com, "Social Security Disability Insurance benefits our neighbors: Debra Shifrin," Debra Shifrin, April 27, 2013

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Fitzpatrick, Skemp & Associates, LLC
123 7th St S
La Crosse, WI 54601

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