Fitzpatrick, Skemp & Associates, LLC
No Fees Unless We Win Free Consultation
608-406-2282 866-821-1345
Serving Injured And Disabled Clients In Minnesota and Wisconsin

Animal bites: Insurance may be denied to owners of certain breeds

Many Wisconsin residents and others around the country have pets in their homes. These pets are often loved as part of the family. However, a recent trend among insurance providers may cause some pet owners to rethink keeping some breeds in their homes. Because of potential liability from animal bites, some companies are denying homeowners' insurance to families with certain dogs.

Industry experts report that coverage can be limited or denied when someone owns a dog that is considered to be high risk. Some statistics show that over one-third of all homeowners' liability claims are related to dog bites. This has propelled the industry to create a list of high-risk breeds. Pit bulls top the list, followed by Doberman pinschers, Rottweilers and German shepherds. Other breeds listed included Great Danes, Siberian huskies and malamutes.

According to the Centers for Disease Control and Prevention, more than 4.5 million dog bites occur in the country each year. Statistics show that almost 400 deaths have occurred from dog bites since 2005. The American Veterinary Medical Foundation reports that the majority of dog bite deaths are those of children. Authorities note that there are certain breeds, such as pit bulls and Rottweilers, that are involved in many of the fatalities.

Injuries from animal bites, particularly those from certain dogs, can be very serious, even fatal. If injury or death has occurred following a dog bite, family members may choose to file a personal injury or wrongful death lawsuit. It is important to note that in a strict liability state like Wisconsin, a dog owner is liable for a pet's actions even if it has never exhibited aggressive behavior in the past. Successful litigation would provide compensation for hospital bills, funeral expenses, therapy costs or other expenditures. A Wisconsin personal injury attorney can provide assistance to families in this situation.

Source: theepochtimes.com, "These Are the Riskiest Dog Breeds for People to Own", Zachary Stieber, Jan. 4, 2018

No Comments

Leave a comment
Comment Information
Email Us For A Response

The Mission Starts With A Free Consultation

We handle most cases on a contingency basis. We will not ask you to pay any fees unless we are successful in getting you compensation. If you have questions or would like to learn more about how we can help you, call us at 608-406-2282, or toll free at 866-821-1345. You can also reach us by completing our online contact form to discuss your case with an experienced La Crosse personal injury attorney.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Fitzpatrick, Skemp & Associates, LLC
123 7th St S
La Crosse, WI 54601

Toll Free: 866-821-1345
Phone: 608-406-2282
Fax: 608-784-4908
La Crosse Law Office Map